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    Getting Started

    Common Documents in NSW Strata Packages

    What to include for the most complete and accurate review.

    Essentials (start here)

    • Section 184 Certificate

      The statutory disclosure document for NSW strata. Contains key financial information, outstanding levies, special levies, legal proceedings, and building defects reported to the owners corporation.

    • By-laws (current registered)

      The rules governing the owners corporation. Covers pet policies, renovation approvals, parking, noise, short-term letting, and use of common property.

    • Insurance Certificate (current year)

      Building insurance details including coverage amounts, excess/deductibles, and policy type. Essential for understanding owner liability and any under-insurance risk.

    • Financial Statements (last 2 years)

      Shows the administrative fund and capital works fund balances, levy income, and expenditure. Key to assessing the financial health of the owners corporation.

    • Meeting Minutes (last 24 months)

      Records from AGMs, EGMs, and strata committee meetings. Reveals maintenance issues, defects, disputes, and upcoming works or special levies.

    Optional (nice to have)

    • Capital Works Fund Plan (10-year plan)

      The long-term maintenance and funding plan required under NSW law. Projects future repair costs and assesses whether the capital works fund is adequate.

    • Building Condition / Defect Reports

      Independent assessments of building structure, waterproofing, cladding, or other systems. Reveals hidden defects and estimated remediation costs.

    • Strata Roll

      Lists all lot owners and their unit entitlements. Useful for understanding voting power and how levies are proportioned across lots.

    • Legal Proceedings / Orders

      Details of any NCAT (tribunal) applications, court cases, or compliance orders against the owners corporation. Flags potential financial exposure.

    • Common Property Memorandum

      Defines boundaries between lot property and common property. Important for understanding maintenance responsibilities and any exclusive-use rights.

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